Here is why a medical savings account approach versus “Health Insurance” is a better idea. With insurance, those covered are insulated from knowing the true cost. It would be like if you had Food Insurance--you’d order steak and a nice cabernet every night, if someone else was paying for it. With a health savings account, you, the consumer, can shop for what is most beneficial. In addition, those “selling” health services, would actually have to cater to their customer better. This equates to better customer service AND a true competitive environment. Problem solved.

 

For those who are truly poor, or disparate, we can come up with a much smaller plan to get them covered until they can afford it. Then change insurance plans from covering every doctor visit to a catastrophic care plan. And of course obama does not want this because he can’t control us with this common sense plan.

 

Experts say US doctors overtesting, overtreating

 

By LINDSEY TANNER, AP Medical Writer Lindsey Tanner, Ap Medical Writer – 57 mins ago

CHICAGO – Too much cancer screening, too many heart tests, too many cesarean sections. A spate of recent reports suggest that too many Americans — maybe even President Barack Obama — are being overtreated.

 

Is it doctors practicing defensive medicine? Or are patients so accustomed to a culture of medical technology that they insist on extensive tests and treatments?

 

A combination of both is at work, but now new evidence and guidelines are recommending a step back and more thorough doctor-patient conversations about risks and benefits.